Ulfa, Fatonah, Ulil Albab, and Mawardi Mawardi. 2023. “PUBLIC UNDERSTANDING OF THE WADI’AH AGREEMENT AND THE DECISION TO SAVE AT INDONESIAN SHARIA BANK”. Widya Balina 8 (2). https://journal.staidenpasar.ac.id/index.php/wb/article/view/440.