KURNIAWATI, Kurniawati. SECURITY STRATEGY IN FACING PHISHING AND SKIMMING THREATS: ANALYSIS AND TECHNOLOGY SOLUTIONS AT BANK MUAMALAT INDONESIA DENPASAR BRANCH OFFICE. Widya Balina, [S. l.], v. 10, n. 1, p. 221–230, 2025. Disponível em: https://journal.staidenpasar.ac.id/index.php/wb/article/view/799. Acesso em: 7 jul. 2025.